What Is VW Credit? Your Guide to Financing Options

Since 1981, VW Credit, Inc. (VCI) has been a part of the Volkswagen Group of America, Inc. As part of the automobile company’s financial services division, VCI strives to offer excellent financial products and support to Volkswagen, Audi, and Ducati dealers and their buyers in the U.S. and Canada. It provides financing, leasing, direct banking activities, and insurance products.

When you’re ready to fund your perfect Golf or Passat, you can find leasing or financing options at Capistrano Volkswagen. We collaborate with Volkswagen’s credit division to create a financial plan just for you. Read on to learn more about VCI and how you may benefit from its services and products.

Understanding VCI

As a powerhouse in automotive financing, VCI operates under three distinct brands: Volkswagen Credit, Audi Financial Services, and Ducati Financial Services. This facilitates the creation of specialized deals for each type of automobile and motorcycle buyer. In 2015, Volkswagen Financial Services (VWFS) established VWFS Protection Services, Inc. in partnership with VCI to provide insurance products for all three brands.

Beyond individual consumers, the company also supports dealerships by providing substantial loans for inventory and facility acquisitions. In Canada, the subsidiary VW Credit Canada, Inc. offers similar services.

Financial Services Offered by Volkswagen Credit

Volkswagen Credit, the VCI subsidiary you’ll most likely take advantage of at Capistrano Volkswagen, offers a comprehensive range of financial services designed to meet various needs, making it easier to get the vehicle you want. Whether you’re after a new or pre-owned vehicle, Volkswagen Credit offers:

• Leasing: Flexible leasing options for both new and used vehicles.
• Standard financing: Traditional loan options with competitive rates.
• Balloon financing: Lower monthly payments with a larger final payment due at the end of the loan period.

Applying for credit is simple and convenient: you can start the process online from the comfort of your home. This makes it quick and easy to explore your financing options and get started finding your next car.

In addition, VWFS Protection Services offers plans that provide extra security for your auto. These protection plans can cover unexpected expenses, such as repairs not covered under the car’s warranty, and may address depreciation in a qualifying event that renders your vehicle a total loss. They may include the following:

• Vehicle service protection.
• Term protection.
• Certified-pre-owned vehicle service protection.
• Extended coverage options.
• Key replacement coverage.
• Lease-end protection.

For dealerships, Volkswagen Credit helps with financial business needs. This includes loans for purchasing stock and financing building improvements.

Volkswagen’s financial services division works hard to give you many financing choices. At Capistrano Volkswagen, we can guide you through the process of acquiring that Beetle or S line you’ve got your eye on. We want to see you in the car you’ve always wanted. We also want to help you protect it once you own it.

Benefits of Choosing Volkswagen Credit

Volkswagen Credit offers many benefits for car buyers, including financing that suits your wallet. The close partnership we have with Volkswagen Credit ensures buying is effortless. This teamwork might land you a better deal on your dream car. After approval, you can manage your account online, while our knowledgeable staff stands ready to assist with any brand-specific questions.

Our loyalty program is a standout feature of our dealership. If you’re leasing now and want to turn in your car for another lease, we might waive the end-of-lease fee. Planning to upgrade? We might eliminate the security deposit for you. Our goal is to make buying your next car as seamless as possible.

How To Apply for Volkswagen Credit

Getting approved for Volkswagen financing involves a simple process that can quickly put you in your new car. Before you start, gather your important documents, such as proof of income and a valid ID. You’ve got two choices for completing your application; you can use the secure website or come in to our showroom for help. Fill out the credit form with your details and send it in. You might hear back in hours or days, based on your credit score, down payment, and income verification. If you get approval, look over the terms with care before you agree. The last step is to visit us to finalize your purchase or lease. Our finance department is ready to help you through each part of applying. Contact a finance team member for personalized assistance.

Maximizing Your Volkswagen Credit Experience

Unlock the full potential of your Volkswagen financial services. Make an online account to manage your financing with ease. Setting up autopay through your online portal not only ensures timely payments and potentially improves your credit score but also allows you to easily check statements and update your information.

Stay alert for exclusive benefits when it’s time for a new vehicle. Think about adding protection plans to your financing. These can give you extra protection for your car. Watch for special deals, including good lease options on new models such as the 2024 Jetta, Taos, Tiguan, or Atlas. These offers might save you a significant amount of money.

The help team at Volkswagen Credit and our finance team are ready to answer your questions. Together, we’ll make sure your financing proceeds without issues.

Drive Home in Your Dream Volkswagen With Capistrano Volkswagen

Imagine driving away in your dream Volkswagen, thanks to tailored financial solutions from Volkswagen Credit. At Capistrano Volkswagen in San Juan Capistrano, California, we partner with Volkswagen Credit to offer flexible rates and adjustable terms to suit your financial situation. Whether you choose to apply from home or at our dealership, be sure to watch for special deals. Take the first step in your automotive journey today by calling us or visiting our store.

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