First Time Buyer Plan

Volkswagen Credit wants to help make it easier to get behind the wheel of a VW, which is why they designed a specific loan for first-time buyers. If this is the first car you have ever financed and you are currently employed full-time and have been for a full year, you're qualified!*


First Time Buyer Program Eligibility

To qualify, you must be a US citizen or Permanent resident, never have had automotive credit, and a minimum of one year residence within the area of Capo VW (renting or living with parents is allowed).

Eligible Vehicles to Finance

  • New Volkswagen Vehicles
  • Certified Pre-Owned  Volkswagen Vehicles
  • Pre-Owned Volkswagen vehicles

Volkswagen Credit requires minimal documentation for First Time buyer approval.


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*First-time buyer program is for retail contracts only and does not apply to leases. If you qualify for the First Time Buyer Program, no co-signer is required. No credit history is required. No previous derogatory credit. Applicant must provide three personal references and be subject to credit approval by Volkswagen Credit.

Please speak with one of our friendly staff members for more information.