You have picked out your new ride, and now you have to decide how to pay for it. If you are like the vast majority of people, you’re not likely to be paying in cash. Your choices come down to financing the car through a loan, where you own the car after the last payment or leasing it from the dealer, where you can return the vehicle after two or three years with no questions asked.

Leasing a car is a choice that many are making today because it provides practical and financial benefits. A car lease can help lower your monthly car payment, save on maintenance costs, limit your exposure to sales taxes, and protect you from the value-sapping effects of depreciation. The benefits of leasing are real and may be exactly what you need to bring home that car you really love.